Foreign transaction fee $0.55 + 2.75% per transaction Domestic purchase if transaction is returned or reversed $0.55 International purchase if transaction is reversed $0.75 Same Day ACH Origination $4.00 Monthly account activation fee $2.50 International refunds $0.55 Transactions below $5.00 $0.10c International Decline Fee $0.55c Domestic Decline Fee $0.15c Domestic Fee $0.15c Prohibited Merchant Decline Fee $0.15c Surcharge may also be applied by your ATM/POS service provider